Terms of Service
1. Acceptance of Terms
By accessing the website at https://habibipromotionsllc.com, you agree to be bound by these Terms of Service and all applicable laws. If you do not agree, you are prohibited from using this site.
2. Services Provided
Habibi Promotions LLC is a licensed health insurance brokerage/agency. We provide informational resources and facilitate connections between consumers and insurance carriers. We do not underwrite insurance policies directly.
3. TCPA and Communications Consent
By submitting your contact information on our forms and checking the consent boxes, you agree to the following:
- You provide express written consent to be contacted by Habibi Promotions LLC via phone calls, SMS/text messages, and email.
- Communications may be generated using automated dialing technology or pre-recorded voices.
- Your consent is not required to purchase goods or services.
- Standard message and data rates may apply. You may opt-out of SMS at any time by replying "STOP".
4. Disclaimer of Warranties
The materials on our website are provided on an 'as is' basis. Habibi Promotions LLC makes no warranties, expressed or implied, regarding the final approval of any insurance policy, which is solely at the discretion of the respective carrier.
5. Limitation of Liability
In no event shall Habibi Promotions LLC or its suppliers be liable for any damages arising out of the use or inability to use the materials on our website.
6. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of the state in which Habibi Promotions LLC operates, without regard to its conflict of law provisions.